Welcome to Cashluom

Your Smart Path to Zero Debt

Use our free AI-powered tool to analyze your debts, create a clear strategy, and find the fastest way to become debt-free.

How It Works

A Clear Plan for Your Financial Freedom

Our tool gives you the clarity and confidence to tackle your debt head-on.

AI-Powered Strategy

Choose between the Debt Avalanche (highest interest first) or Snowball (smallest balance first) methods and let our AI optimize your payoff journey.

Visualize Your Progress

See your debt balance shrink over time with an interactive chart. Watch your financial future brighten with every payment.

Personalized Financial Insights

Our AI doesn't just calculate a plan—it provides actionable advice, financial first-aid for tough spots, and motivational support.

Actionable Payoff Schedule

Get a clear, month-by-month breakdown of every payment, including how much goes to principal vs. interest for each debt.

From Our Blog

Latest Financial Insights

Explore tips, strategies, and advice to help you navigate your financial journey with confidence.

Ready to dive in? Start using Cashluom today.

No credit card required. Start for free and experience a new level of productivity.

Get Started Now